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Posts Tagged ‘work’

Nowhere to Go But Up

This afternoon I checked the status of my various accounts and saw that my emergency fund was much lower than I had previously reported. I had forgotten that I had to pretty much deplete the account in order to pay April’s rent and car payment. Of course this was before I had gotten my income tax refund, but still, the numbers have been adjusted.

Also, I was thinking about the emergency fund in general, and decided to lower my target for the moment. Since I’m pretty much at $0, okay, $8.30, I figured I’d aim for a smaller amount first, and then change the target as the savings grew. I’m the type that likes to see progress in larger chunks, if at all possible. Especially since I’m rather impatient with my debt load these days. So I’ve lowered it to $1000, the classic Dave Ramsay emergency savings amount. Once I get past that, I’ll decide whether to continue to grow it, or whether to let it earn some interest and put the extra money towards my debt repayment.

Plus since I’ll be starting the new job next week, I’m not sure when my pay schedule is, so I’m not sure what my contribution frequency will be. Ideally every pay cheque I would be able to transfer some over, but I’m not sure if I’ll be getting paid every two weeks, or twice a month, or what. I don’t remember what the schedule was when I worked for this company 8 years ago, but of course it could have also changed in the interim, so my info may not be up to date. At any rate, I’m excited about starting the new job on Tuesday, so stay tuned for an update!

Be the first to comment - What do you think?  Posted by Jb - April 15, 2009 at 13:41

Categories: Debts   Tags: , ,

Great News – New Job

Great news everyone, I got that job I interviewed for a few weeks back! This means that I’ll have to go from full-time freelancing to part-time freelancing, but that’s okay, I’ll make the sacrifice. ;-)

Besides, given my current debt load, I wasn’t entirely comfortable freelancing full-time right now. I’ll just use any money that comes in from freelancing as extra debt repayment money.

But I’m excited about the new job, as it’s a really good opportunity for a company downtown. Plus the fact that it’s with a big company means there’s the possiblity of getting transfers to other parts of the country, which would also be great. (not that I’m getting ahead of myself of course.)

My first day is in a couple of weeks, so I’ve got some time to relax and enjoy some true “time off” first.

Yay!

Be the first to comment - What do you think?  Posted by Jb - April 8, 2009 at 13:43

Categories: Solutions & Ideas   Tags: ,