This afternoon I checked the status of my various accounts and saw that my emergency fund was much lower than I had previously reported. I had forgotten that I had to pretty much deplete the account in order to pay April’s rent and car payment. Of course this was before I had gotten my income [...]
How to Save on Vacation
Welcome back to me! Yes dear readers, I’ve returned from my week-long vacation in Vancouver, and I’m feeling refreshed and ready to tackle my financial situation again. Aside from this nasty cold that I seem to have developed while there (I blame the air conditioning and jet lag for that, not the wonderful city of [...]
RRPP Challenge
As part of my savings plan, I am now regularly contributing to my RRSP (Registered Retirement Savings Plan), as I’ve been a little remiss over the last couple of years, only contributing sporadically to it. Aside from the end benefits of saving for my retirement, the biggest draw right now is the tax savings I’ll [...]
Interest Rate Musical Chairs
While I was pleased to hear the Bank of Canada lower the prime interest rate 0.25% earlier this month,as it helps me out with my lines of credit, it means that one of my banks has lowered their savings account rates. I was disappointed to see that this bank has lowered its interest rate from [...]
