Comments for Adventures in Debt http://adventuresindebt.com Living life & trying to pay for it. Fri, 19 Mar 2010 14:49:53 +0000 http://wordpress.org/?v=2.9.2 hourly 1 Comment on It’s Tax Time Again by Frugalhomeowner http://adventuresindebt.com/2010/03/its-tax-time-again/comment-page-1/#comment-5434 Frugalhomeowner Fri, 19 Mar 2010 14:49:53 +0000 http://adventuresindebt.com/?p=590#comment-5434 Great call on putting the refund towards retirement, it will in turn give you a refund next year! Great call on putting the refund towards retirement, it will in turn give you a refund next year!

]]> Comment on It’s Tax Time Again by jolie http://adventuresindebt.com/2010/03/its-tax-time-again/comment-page-1/#comment-5430 jolie Tue, 16 Mar 2010 17:51:03 +0000 http://adventuresindebt.com/?p=590#comment-5430 Congrats on getting a refund and making such great choices on what to do with it! Congrats on getting a refund and making such great choices on what to do with it!

]]> Comment on Spending Money for Travel by Mel http://adventuresindebt.com/2010/03/spending-money-for-travel/comment-page-1/#comment-5429 Mel Tue, 16 Mar 2010 14:24:34 +0000 http://adventuresindebt.com/?p=587#comment-5429 My two cents - I'd only switch them when you are ready to use the Air Canada miles. That way you have a better idea of what you want to use them for and have a better idea of what a normal ticket would cost you. But, with the dollar being almost at par now it is kind of tempting. Okay, apparently I don't have great advice on this one. Can you not trade the amount you have? I'm assuming that's why you have the two options: that you have to do the trade at certain levels of points. If so, then I'd say the second choice is possibly better because you don't lose any of your miles (of course the miles didn't cost you anything, theoretically, in the first place). On a different note, I am very interested to check out points.com and maybe go back and see if I have any points I haven't used from different places. My two cents – I’d only switch them when you are ready to use the Air Canada miles. That way you have a better idea of what you want to use them for and have a better idea of what a normal ticket would cost you. But, with the dollar being almost at par now it is kind of tempting. Okay, apparently I don’t have great advice on this one. Can you not trade the amount you have? I’m assuming that’s why you have the two options: that you have to do the trade at certain levels of points. If so, then I’d say the second choice is possibly better because you don’t lose any of your miles (of course the miles didn’t cost you anything, theoretically, in the first place).

On a different note, I am very interested to check out points.com and maybe go back and see if I have any points I haven’t used from different places.

]]> Comment on Spending Money for Travel by littleengine http://adventuresindebt.com/2010/03/spending-money-for-travel/comment-page-1/#comment-5427 littleengine Sun, 14 Mar 2010 21:52:35 +0000 http://adventuresindebt.com/?p=587#comment-5427 Are there any other switches you could make, maybe into the Air Miles program? If not, I think I'd go with the first option... Unless you can buy 5000 Areoplan miles directly from Aeroplan for less than $140US. For the second option, when you consider how far 15,000 Aeroplan miles would get you (i.e. for me in Toronto I could fly to NYC, but not home to Halifax), paying $500 for those miles doesn't seem like a good deal - i.e. I'm fairly certain that I could get a better price paying cash to fly to NYC than the almost $500 it would cost to buy/transfer the points. You have to do what makes most sense to you, but if when you look at how much it would cost you to fly somewhere that 15,000 miles could take you and it comes out being cheaper, that trade wouldn't be a very good deal. Are there any other switches you could make, maybe into the Air Miles program? If not, I think I’d go with the first option… Unless you can buy 5000 Areoplan miles directly from Aeroplan for less than $140US. For the second option, when you consider how far 15,000 Aeroplan miles would get you (i.e. for me in Toronto I could fly to NYC, but not home to Halifax), paying $500 for those miles doesn’t seem like a good deal – i.e. I’m fairly certain that I could get a better price paying cash to fly to NYC than the almost $500 it would cost to buy/transfer the points. You have to do what makes most sense to you, but if when you look at how much it would cost you to fly somewhere that 15,000 miles could take you and it comes out being cheaper, that trade wouldn’t be a very good deal.

]]> Comment on Getting Some Professional Help by Jb http://adventuresindebt.com/2010/01/getting-some-professional-help/comment-page-1/#comment-5402 Jb Sat, 30 Jan 2010 18:49:55 +0000 http://adventuresindebt.com/?p=572#comment-5402 That's what I was thinking, just to make sure I'm on the right track. I'm just always leery because I know so many people who get into trouble with their FA as they just blindly accept the info/advice they get. IMO a good FA would give you the info and then <strong>ask </strong>you what you'd like to do, not <strong>tell </strong>you what to do. That’s what I was thinking, just to make sure I’m on the right track. I’m just always leery because I know so many people who get into trouble with their FA as they just blindly accept the info/advice they get. IMO a good FA would give you the info and then ask you what you’d like to do, not tell you what to do.

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