Horrors of horrors, I actually went over my credit card limit this week! I’ve never done that before, and I’m frankly, a little surprised that the bank let me do that. I consolidated my bills last month, and there was a gap between my next paycheque, my cable bill and my statement date, which is why I went over. It’s back down now as today is payday so I was able to make a payment, however I’m still a little surprised that they let me do that. Is it because I’ve been a customer of theirs for 10 years? And why haven’t they charged me an extra fee for that? (I’m just waiting for that one, as I’m assuming there is a fee for it…they’ve got fees for everything else.) Sheesh.

But I’m happy to note that this paycheque is the beginning of the end for my oversized debt amounts. Yes, today is the start of the Attack on my Debt! I’ve cleared enough space on my line of credit to start getting rid of debt products on my credit history. First to go is the personal loan. Next is low interest credit card (I’m switching it to a cash back card next month, so that I’m not tempted to leave a balance on it. Low interest just doesn’t work for me. I need that threat of 24% in order to not shop. ) Then it’s the low low interest credit card (they gave me a deal on a balance transfer). And finally, the line of credit itself. I’m quite excited about the prospect of knocking off the debt one by one.
Ciao!

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